Thinking about canceling your Credit Repair subscription? You're not alone. Founded around 2010, these services promise to help clean up your credit report, but the monthly fees can add up. With subscriptions ranging from $79.99 to $129.99, you could save up to $1559 a year by canceling. This guide covers how to do it on desktop and mobile (iOS and Android). Whether you've fixed your credit or you're just embracing that 'soft life' trend and cutting unnecessary expenses, we'll get you through it without the headache.
How to Cancel Credit Repair on iPhone (iOS)
If you signed up for Credit Repair through the Apple App Store, your subscription is managed directly by Apple. You'll need to cancel it through your iPhone settings, not the Credit Repair app itself.
1 Open the Settings App
Find and tap the gray gear icon on your home screen to open your iPhone's Settings.
2 Tap Your Apple ID
Your name and profile picture are at the very top of the Settings menu. Tap on it to access your Apple ID, iCloud, and other media settings.
3 Select 'Subscriptions'
On the Apple ID screen, tap on the Subscriptions option. You might have to scroll a bit if you have a lot of apps. It's easy to miss.
4 Find and Cancel the Subscription
Look for the Credit Repair subscription in the list of your active subscriptions. Tap on it, then select Cancel Subscription. You'll need to confirm your choice. That's it, you're done.
How to Cancel Credit Repair on Android
For Android users who subscribed via the Google Play Store, the cancellation process is handled through your Google account. Here’s how to get it done.
1 Open the Google Play Store
Launch the Google Play Store app on your Android device. It's the icon that looks like a colorful sideways triangle.
2 Access Your Profile
Tap on your profile icon or initial in the top-right corner of the screen. This will open a menu with several options.
3 Go to 'Payments & subscriptions'
From the menu, select Payments & subscriptions. Google's menu layout seems to change every so often, but this is where it lives for now.
4 Manage Your Subscriptions
Tap on Subscriptions to see a list of all your active and expired subscriptions tied to your Google account.
5 Cancel the Credit Repair Subscription
Find the Credit Repair subscription in the list and tap on it. Follow the on-screen instructions and tap Cancel subscription to finalize the process.
How to Cancel Credit Repair on Desktop or Laptop
If you signed up directly on the Credit Repair website, this is the most straightforward way to cancel. You'll need to do it through their site.
1 Visit the Official Website and Log In
Open your web browser and go to the official Credit Repair website. Enter your username and password to log in to your account.
2 Navigate to Your Account Settings
Once logged in, look for a section like My Account, Profile, or your name, usually located in the top-right corner of the page. Click on it.
3 Find the Billing or Subscription Section
Inside your account settings, search for a tab or link labeled Subscription, Billing, or Manage Plan. Companies sometimes bury this, so you might have to look carefully.
4 Proceed with Cancellation
You should see an option to Cancel Subscription or Turn Off Auto-Renewal. Click it and follow the prompts. They might ask for a reason or offer you a discount to stay. Just proceed with the cancellation.
Cancel Credit Repair by Phone
If you prefer to cancel over the phone, you can call their customer service line. It's a good idea to have your account information handy before you call.
- Phone Number: 1-800-232-6495 (This is the number for CreditRepair.com, a popular service. Your specific service may have a different number.)
- Hours of Operation: Typically Monday to Friday, 7:00 AM to 7:00 PM (MST).
Be prepared for a bit of a wait and a sales pitch to try and keep you as a customer. Just be firm and state that you wish to cancel.
Before You Cancel: What You Should Know
- Refunds: Most credit repair services do not offer prorated refunds. If you cancel mid-cycle, you'll likely have access until the end of your paid period, but you won't get any money back.
- Data and Reports: Before you cancel, download any reports, dispute letters, or progress tracking you want to keep. You may lose access to your account history once the subscription officially ends.
- Pausing Your Subscription: Some services might offer an option to pause your membership for a few months instead of canceling outright. This is rarely advertised, so you might have to ask customer service directly.
Having Trouble Cancelling Your Credit Repair Subscription?
Sometimes canceling isn't as simple as it should be. If you're running into issues, here are a few things to try:
- Check Third-Party Billing: Did you sign up through Apple, Google, or another service? If so, you must cancel through that platform, not the Credit Repair website.
- Try a Different Device: If the mobile app or site is glitchy, try logging in on a desktop computer. The website version often has more reliable account management tools.
- Clear Your Browser Cache: Old data stored in your browser can sometimes cause issues. Try clearing your cache and cookies or using an incognito/private browsing window to log in and cancel.
- Contact Support Directly: When all else fails, call or email their customer support team. Ask for a confirmation email as proof that your subscription has been terminated.
Subscription Plans and Pricing (2025)
| Plan Name | Monthly Price (USD) | Key Features |
|---|---|---|
| Basic | $49.95 | Bureau Challenges, Inquiry Assists, Score Tracker |
| Advanced | $99.95 | More Challenges, FICO® Score Inquiry Alerts, Cease & Desist Letters |
| Premium | $119.95 | Highest Number of Challenges, Additional Credit Monitoring, Identity Theft Protection |
How Pine AI Can Help You Cancel Your Credit Repair Subscription
Tired of navigating confusing menus and waiting on hold? Let Pine AI handle it. We cancel your Credit Repair subscription for you, quickly and securely. Just connect your account, and we'll take care of the rest, saving you time and preventing future charges. It's that simple.
Frequently Asked Questions about Credit Repair
Can I unsubscribe from Credit Repair anytime?
Can I get a refund from Credit Repair if I forgot to cancel?
How do I know my Credit Repair subscription is cancelled?
How long does it take for Credit Repair to cancel?
What else should I know before I cancel my Credit Repair subscription?
How do I raise a complaint to Credit Repair?
How does Pine AI work with Credit Repair to cancel my subscription?
David Jon-Goldstein
Senior Finance and Business Writer
David Jon-Goldstein leads on all topics finance and business content at Pine AI. Previously a Senior Finance Analyst, with over 15 years of experience in finance, and as a former CFA Charterholder, David specializes in breaking down complex investment vehicles, corporate spending, and SaaS financial models. His analysis, featured in leading finance papers, he has helped individuals and businesses navigate financial agreements and optimize their spending for maximum growth.
