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MyFreeScoreNow

How to Cancel Your MyFreeScoreNow Subscription (2026)

Established around 2010, MyFreeScoreNow provides credit reporting services but often catches users off guard with a $29.95 to $39.95 monthly fee. Accessible via desktop and mobile browsers, cancelling can save you up to $480 a year. Visit MyFreeScoreNow. Much like the recent uproar over hidden fees in food delivery apps, customers are venting about surprise charges here. Pissed Consumer lists over 1,000 calls and complaints in the last 3 years, specifically targeting "billing disputes" and "unhelpful support." If you only wanted the $1 trial, get out now before the price hike hits.

Last Edited on 01 Dec, 2025
David Jon-Goldstein, Senior Finance and Business Writer
6 min read

How to Cancel MyFreeScoreNow on Desktop

The desktop site is usually the most reliable way to cancel, though the button can be hard to find.

1 Log Into Your Account

Go to the MyFreeScoreNow website and log in. You will need the username and password you created during the initial sign-up. If you forgot it, use the reset link immediately.

2 Access the Member Center

Once logged in, look for the Member Center or My Account tab. It is usually located in the top navigation bar. The layout changes often, so you might have to hunt for it.

3 Locate Cancellation Link

Scroll to the bottom of the account page. Look for a link that says Cancel Subscription or Stop Membership. It is often small text rather than a big button.

4 Confirm the Cancellation

Follow the prompts. They will likely try to keep you with a discount offer. Click No Thanks or Confirm Cancellation until you see a confirmation screen. Screenshot this page for your records.

How to Cancel MyFreeScoreNow on iPhone (iOS)

Since this service does not usually use the Apple ID subscription system, you have to do this via the web browser on your phone.

1 Open Safari or Chrome

MyFreeScoreNow is not typically managed through Apple Subscriptions in settings. You must open your mobile browser.

2 Navigate to the Site

Go to myfreescorenow.com and tap the Login button at the top right of the screen.

3 Find Account Settings

Tap the menu icon (three lines) or your profile icon. Select My Account from the dropdown.

4 Execute Cancellation

Find the cancellation link near the billing details. If the mobile site is glitchy (which happens often), switch to a desktop computer or call them.

How to Cancel MyFreeScoreNow on Android

Android users face the same issue as iOS users. The mobile site can be unresponsive, so be patient.

1 Launch Your Browser

Open Chrome or Firefox on your Android device. This subscription is rarely linked to the Google Play Store.

2 Log In

Enter your credentials on the MyFreeScoreNow homepage.

3 Go to Membership Details

Tap on your profile avatar or the menu button. Look for Membership Status or Billing.

4 Cancel Service

Tap the cancel link. If the page times out or the button does not work, you will need to use the phone method below.

Cancel MyFreeScoreNow by Phone

If the website is giving you errors, calling is the most effective method.

Phone Number: 1-888-548-2008
Hours: Monday – Friday: 8 AM – 8 PM (EST), Saturday: 9 AM – 6 PM (EST)

Call Flow Tips:

  • Have your Member ID or the credit card used for billing ready.
  • Prepare for a sales pitch. The agent is trained to keep you signed up.
  • Firmly state, "I want to cancel effective immediately."
  • Ask for a cancellation confirmation number before hanging up.

What is MyFreeScoreNow Cancellation Policy

MyFreeScoreNow operates on a monthly subscription basis. According to their terms, you can cancel at any time, but they generally do not offer refunds for partial months or if you forget to cancel before the trial ends. Once the charge hits your card, it is usually gone for good. You will retain access to the service until the end of your current billing cycle. Pissed Consumer reviews frequently mention that users are charged even after thinking they cancelled, so getting a confirmation email is non-negotiable.

Before You Cancel MyFreeScoreNow: What You Should Know

Consider these points before you cut ties:

  • Data Deletion: Cancelling the subscription stops the billing, but it does not necessarily delete your personal data from their servers. You may need to send a separate privacy request for that.
  • Credit Score Impact: Cancelling this monitoring service does not hurt your actual credit score. It just stops you from seeing the report through their specific dashboard.
  • Timing: Cancel at least 3 business days before your next billing date. If you wait until the day before, their system might process the renewal anyway.

Having Trouble Cancelling Your MyFreeScoreNow Subscription?

If you are stuck in a loop, try these fixes:

  • Login Issues: If the site says "User not found" but you are still getting charged, you likely signed up through a third-party affiliate. Call the number on your bank statement directly.
  • Browser Glitches: Clear your cache or try Incognito mode. The cancel button sometimes fails to load on standard browsers due to ad blockers.
  • Bank Block: If they refuse to cancel, call your bank and ask to stop payment on the merchant "MyFreeScoreNow".

Subscription Plans and Pricing (2025)

Plan Type Cost Details
7-Day Trial $1.00 Full access for one week. Automatically converts to monthly plan if not cancelled.
Monthly Membership $29.95 - $39.95 Price varies depending on when you signed up. Includes 3-bureau monitoring and alerts.
Annual Plan Varies Rarely offered directly, usually an upsell.

How Pine AI Can Help You Cancel Your MyFreeScoreNow Subscription

With subscription costs rising across the board in 2024 and 2025, cutting unnecessary credit monitoring fees is a smart financial move. Pine AI makes this effortless.

  • Step 1: Let's get started to cancel MyFreeScoreNow Simply tell us that you want to cancel your subscription with MyFreeScoreNow, and we will ask for some account details to get started.

  • Step 2: Pine gets to work We navigate the confusing clicks, wait on hold, and handle the awkward conversations to ensure it is actually cancelled. We don't just suggest it; we finish it.

  • Step 3: You're free from MyFreeScoreNow The payments stop and you get your time back. No "retention offers," no run-around, just a confirmed "one-and-done" result.

Frequently Asked Questions about MyFreeScoreNow

Can I unsubscribe from MyFreeScoreNow anytime?
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Can I get a refund from MyFreeScoreNow if I forgot to cancel?
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How do I know my MyFreeScoreNow subscription is cancelled?
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What else should I know before I cancel my MyFreeScoreNow subscription?
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David Jon-Goldstein

David Jon-Goldstein

Senior Finance and Business Writer

David Jon-Goldstein leads on all topics finance and business content at Pine AI. Previously a Senior Finance Analyst, with over 15 years of experience in finance, and as a former CFA Charterholder, David specializes in breaking down complex investment vehicles, corporate spending, and SaaS financial models. His analysis, featured in leading finance papers, he has helped individuals and businesses navigate financial agreements and optimize their spending for maximum growth.

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