Home Title Lock, founded in 2015, offers a monitoring service designed to alert you to potential fraud involving your home's title. But maybe that recurring bill is causing more stress than the problem it's supposed to solve. With all the scam stories you see on social media, it's easy to sign up for these things and later realize you don't need them. This guide covers cancelling on Desktop and by Phone. Subscriptions range from about $19.95 to $199, so you could save up to $199 a year by cancelling. Let's get it done.
How to Cancel Home Title Lock Subscription on Desktop
Cancelling online is your best bet to avoid a sales pitch. You just need your login details and a few minutes. Weirdly, I had to refresh the page once because the billing section didn't load correctly the first time, so be aware of that potential glitch.
1 Log Into Your Account
Head over to the Home Title Lock website and get signed in. If you can't remember your password, you'll have to deal with the 'Forgot Password' link first. A bit of a hassle, but necessary.
2 Navigate to Account Settings
Once you're logged in, you need to find your account settings. Look for a link in the navigation menu that says 'My Account' or 'Billing'. It's usually tucked away in the top-right corner.
3 Find the Cancellation Link
This is where they sometimes try to hide it. Scan the page for a button or link like 'Cancel Subscription' or 'Manage My Plan'. I had to look for a minute; it wasn't in the most obvious place.
4 Follow the Prompts to Confirm
You're almost there. The site will probably hit you with an exit survey or a pop-up asking if you're really sure. Just click through the prompts until you see a final confirmation message. Don't close the window until you see 'Your subscription has been cancelled.'
Cancel Home Title Lock Subscription with Phone
If the website isn't working or you'd just rather handle it over the phone, you can call their customer service team.
- Phone Number: 1-800-899-6949
- Hours: Typically standard business hours, Monday through Friday.
Be ready for a bit of a wait and a retention pitch. A user on a review site said, 'The agent was polite but I had to firmly say I wanted to cancel three times before they processed it.' Just stand your ground.
Before you cancel, you should know that Home Title Lock does not offer pro-rated refunds. If you paid for a full year, you won't get money back for the unused months. It's frustrating, but that's their policy. Also, there is no option to 'pause' your service. When you cancel, the monitoring stops for good at the end of your billing cycle.
Home Title Lock Plans and Pricing 2025
| Plan | Price (per month) | Billing Cycle | Details |
|---|---|---|---|
| Monthly | $19.95 | Billed every month | Standard title monitoring and fraud alerts. Good for trying it out, but the most expensive option over time. |
| Quarterly | ~$16.65 | Billed $49.95 every 3 months | Same monitoring service as the monthly plan, just with a small discount for paying for three months at once. |
| Annual | ~$16.58 | Billed $199.00 every year | This is their best value plan if you're committed for the long haul. It offers the same protection but at the lowest monthly cost equivalent. |
Frequently Asked Questions about Home Title Lock
Can I unsubscribe from Home Title Lock anytime?
Can I get a refund from Home Title Lock if I forgot to cancel?
How do I know my Home Title Lock subscription is cancelled?
How long does it take for Home Title Lock to cancel?
What else should I know before I cancel my Home Title Lock subscription?
How do I raise a complaint to Home Title Lock?
Olivia Harper
Content Manager
Olivia Harper, a Content Manager with nine years of experience, creates user-focused guides on subscription services. Featured in Digital Consumer Reports, her work simplifies subscription terms and cancellations.
