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Lexington Law

How to Cancel Your Lexington Law Subscription (2026)

Lexington Law, established in 2004, provides credit repair services on iOS, Android, and desktop ranging from $59.95 to $139.95 monthly. With the "loud budgeting" trend taking over TikTok, cutting this expense is a no-brainer. You could save up to $1,679 annually by cancelling. Visit Lexington Law to check your status. However, the Better Business Bureau logs thousands of complaints in the last 3 years, citing "difficult cancellation" and "zombie charges." It is giving Better Call Saul drama without the charm. If the recent bankruptcy news has you worried, here is how to cancel.

Last Edited on 01 Dec, 2025
David Jon-Goldstein, Senior Finance and Business Writer
5 min read

How to Cancel Lexington Law on iPhone (iOS)

If you subscribed via the App Store, this is easy. If you signed up on their website, these steps might just lead you to a phone number.

1 Check Apple Subscriptions

Open the Settings app on your iPhone. Tap your Name/Apple ID at the very top. Select Subscriptions. If you signed up directly through the app store, Lexington Law will appear here.

2 Cancel the Trial or Plan

Tap the Lexington Law icon. Select Cancel Subscription. If you do not see it here, you likely signed up via their website. This is common. You will need to use the desktop or phone method instead.

3 Check the App Settings

Open the Lexington Law app. Navigate to Settings or Contact Us. Most users report the app just gives you a phone number to call rather than a cancel button. Super annoying, but typical.

How to Cancel Lexington Law on Android

Android users who paid via Google Play can cancel here. Everyone else needs to prepare for a phone call.

1 Open Google Play Store

Launch the Google Play Store app. Tap your Profile Icon in the top right corner.

2 Navigate to Payments

Tap Payments & subscriptions, then select Subscriptions. Look for Lexington Law in the list.

3 Execute Cancellation

Tap on the subscription and select Cancel subscription. Follow the prompts. If it is not listed, you are being billed directly by them and must call customer service.

How to Cancel Lexington Law on Desktop

The desktop site is often just a gateway to their phone support. Don't be surprised if you can't find a simple 'cancel' button.

1 Log In to Your Dashboard

Go to the Lexington Law website and log in. Look for a Contact Us or Account Settings tab. They often move this around.

2 Look for Chat Options

Sometimes a Live Chat bubble appears during business hours. If you see it, type "Cancel Subscription" immediately. Be warned. The bot might just tell you to call.

3 Find the Direct Number

If you cannot cancel online (which is likely), locate their support number on the contact page. Write down your case number if they give you one.

Cancel Lexington Law by Phone

This is the most reliable method, unfortunately. You have to talk to a human.

  • Phone Number: 1-800-660-3481 (or check your billing statement for a specific line)
  • Hours: Monday to Friday, 6:00 am – 10:00 pm MST; Saturday, 7:00 am – 11:00 pm MST

The Call Flow:

  1. Dial the number and navigate the automated menu to "Billing" or "Cancellation."
  2. Prepare for a hold time. It varies.
  3. When you get a rep, say clearly: "I want to cancel my subscription effective immediately."
  4. Decline the offers. They will try to lower your rate or pause the account. Just say no.
  5. Ask for a confirmation email while you are still on the line.

What is Lexington Law Cancellation Policy

Lexington Law generally operates on a month-to-month basis. According to their terms, you can cancel at any time, but you usually have to pay for the work already performed in the current billing cycle. This is where it gets tricky. Many users on Trustpilot complain about being billed one last time after they thought they cancelled. They call it a "final service fee." Basically, do not expect a pro-rated refund. If you cancel 5 days after your billing date, you might still be on the hook for the full month. It is frustrating, but that is how they structure the contract.

Before You Cancel Lexington Law: What You Should Know

  • No Refunds: They rarely offer refunds for past months, even if you didn't use the service.
  • Data Retention: Your credit data stays in their system for a while. You can request deletion, but it is a separate process.
  • Timing Matters: Cancel at least 5 business days before your next billing date to avoid that "final month" charge.
  • Credit Score Impact: Cancelling the service itself doesn't hurt your score, but the disputes they were handling might stop.

Having Trouble Cancelling Your Lexington Law Subscription?

If you are hitting a wall, try these tips:

  • Check Third-Party Billing: Did you sign up through a partner site? You might need to cancel there.
  • Call Early: Call right when they open at 6:00 am MST. Wait times are shorter.
  • Send a Letter: If phone support fails, send a certified letter requesting cancellation to their corporate address in North Salt Lake, Utah. It creates a paper trail.
  • Block Payments: As a last resort, contact your bank to stop payment if they keep charging you after you cancelled.

Subscription Plans and Pricing (2025)

Plan Name Monthly Cost Key Features
Concord Standard ~$59.95 - $99.95 Basic bureau challenges, creditor interventions.
Concord Premier ~$119.95 Adds inquiry assist, score analysis, and TransUnion alerts.
PremierPlus ~$139.95 Includes FICO Score Tracker, identity protection, and personal finance tools.

Note: Prices vary by state and promotion. Check your specific billing statement.

How Pine AI Can Help You Cancel Your Lexington Law Subscription

With the recent bankruptcy news and rising costs, getting out of Lexington Law is a smart financial move right now. Pine AI makes it effortless.

  • Step 1: Let's get started to cancel Lexington Law Simply tell us you want to cancel Lexington Law. We will ask for a few account details to locate your subscription.

  • Step 2: Pine gets to work We navigate the confusing phone menus, wait on hold for you, and handle the awkward "retention" conversations. We don't just suggest it; we finish it.

  • Step 3: You're free from Lexington Law The payments stop and you get your time back. No "special offers" to decline, no run-around, just a confirmed "one-and-done" result.

Frequently Asked Questions about Lexington Law

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David Jon-Goldstein

David Jon-Goldstein

Senior Finance and Business Writer

David Jon-Goldstein leads on all topics finance and business content at Pine AI. Previously a Senior Finance Analyst, with over 15 years of experience in finance, and as a former CFA Charterholder, David specializes in breaking down complex investment vehicles, corporate spending, and SaaS financial models. His analysis, featured in leading finance papers, he has helped individuals and businesses navigate financial agreements and optimize their spending for maximum growth.

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