Lower Bills
Lower Your Bills & Save up to $1,000 with Pine
Join 50,000+ people who’ve already lowered their TV, internet, and phone bills - automatically and securely.
Start lowering your billsCheck your potential savings
Select a bill type and enter your monthly cost to see how much you could save.
The service providerswe have negotiated


Join 53,726+ consumers saving time and money
270 minutes saved on average
93% success rate in negotiation
$3+ Million Saved and counting
What Bills can Pine lower for you?
Saved $180/year on Spectrum plan
Pine's Fee: $36 (20% of savings)
$25/month off AT&T Unlimited
Pine's Fee: $5/month success fee
Cancelled extra bundles, $30/month saved
Pine's Fee: $6 (20% of savings)
Saved $180/year on Spectrum plan
Pine's Fee: $36 (20% of savings)
$25/month off AT&T Unlimited
Pine's Fee: $5/month success fee
Cancelled extra bundles, $30/month saved
Pine's Fee: $6 (20% of savings)
Saved $180/year on Spectrum plan
Pine's Fee: $36 (20% of savings)
$25/month off AT&T Unlimited
Pine's Fee: $5/month success fee
Cancelled extra bundles, $30/month saved
Pine's Fee: $6 (20% of savings)
Recovered $75 in overdraft fees
Pine's Fee: $15 success fee
Lowered auto policy by $150/year
Pine's Fee: $30 (20% of savings)
Dropped APR from 23% → 17%
Pine's Fee: $10 flat fee
Recovered $75 in overdraft fees
Pine's Fee: $15 success fee
Lowered auto policy by $150/year
Pine's Fee: $30 (20% of savings)
Dropped APR from 23% → 17%
Pine's Fee: $10 flat fee
Recovered $75 in overdraft fees
Pine's Fee: $15 success fee
Lowered auto policy by $150/year
Pine's Fee: $30 (20% of savings)
Dropped APR from 23% → 17%
Pine's Fee: $10 flat fee
How it works
The all-in-one platform for your rights and benefits to negotiate with corporations

1 Tell me your needs
- Simply chat with me
- Simply upload your bill or link your accounts

2 Double check the details
Necessary to negotiate

3 AI Negotiate with corporations instead of you
Entrust to us and Save your time

4 Save hundreds of dollars
We’ll tell you the results from the service providers that you entrusted to us.
Loved by thousands of
customers, and still counting...
Why Trust Pine?
"No risk. No savings, no fee."
Bank-Level Security
128-bit encryption at rest & in transit.
Privacy First
We never sell your data.
Proven Results
93% negotiation success rate.
Frequently Asked Questions
The service providers we have negotiated
Most popular needs
Financial Literacy Statistics in the US (2025): What the Data Says
Over 50% of Americans lack essential money skills. It drives debt, missed goals, and daily stress. Here’s what the data shows and what you can do about it.
We Raised $25 Million in Funding. Here’s What That Means for Your "Digital Chores."
Today, we’re announcing that Pine has raised $25 million in Series A funding. But this post isn’t about patting ourselves on the back. It’s about what this funding allows us to do for you.
How to Lower Your Electric Bill in 2025
Getting the feeling your electric bill is going "up, up, up" and your usage is the same? Whether it's power saving tips or arguing with the electric company, we've got some strategies for you.
How to Lower Your Mortgate Payment in 2025
Your mortgage payment takes a big chunk out of your paycheck. You can lower it without too much hassle. We'll show you how.
How to Lower Your Car Insurance in 2025
You feel the hike in car insurance year after year, even through you don't get tickets or have accidents. You can get your rate lowered. We can help.
US Student Loan Debt Statistics in 2025
The average federal borrower owes almost $40,000 in student loan debt. Applying for Income-Driven Repayment (IDR) or Public Service Loan Forgiveness (PSLF) can feel like an administrative nightmare. But it doesn’t have to be that way. We show you how.
Renters Insurance Statistics in 2025: Understanding the Cost of Being Uninsured
Almost half of renters believe renters insurance is a pricey, nonessential investment. The reality: the risk of not having insurance outweighs the few bucks you'll spend on protection. We break down the data and show you the easiest path to protection.
US Credit Card Debt in 2025: What You Can Actually Do About It
Paying off credit card debt is harder than it used to be. With the costs of essentials rising every year and APRs soaring, millions of Americans are feeling financially stuck. We'll share what brought us here and how to finally pay off your debts.
7 Best Refund Apps (USA) to Save You Time & Money
You think you spend less than $100 monthly on subscriptions. Market research firm C+R Research (Chicago) found actual number is almost 3 times that amount. We'll share some of the best refund apps to start getting your money back.
Car Rentals
Deliveroo, Doordash etc.
Banking
Maintenance fee etc.
E-commerce
Complaint & Refund etc.
Ride Hailing
Complaint & Refund etc.
Subscriptions
Cancellation & Refund
Utilities
Bill negotiation etc.
Travel & Stay
Complaint & Refund etc.
Food Delivery
Complaint & Refund etc.
Telecom Services
Bill negotiation etc.