What if I change my mind after canceling IdentityIQ?

You can always sign up again. Just go to their website and pick a new plan. Keep in mind you probably won't get back any promotional pricing you had before.

Can I get a refund if I cancel my IdentityIQ service early?

Almost certainly not. IdentityIQ's policy is that they don't provide prorated refunds for unused time. Your access will just expire at the end of the billing cycle you've already paid for.

How long does it take to cancel IdentityIQ service?

The cancellation itself is instant, whether you do it online or over the phone. You should receive a confirmation immediately. Your service will remain active until your current billing period ends.

What happens to my data when I cancel IdentityIQ?

They will stop actively monitoring your credit and personal information. Your basic account profile might be retained for a period for their records, but the active data pulls will cease.

Do I need to return equipment when canceling IdentityIQ?

Nope. Since IdentityIQ is a completely digital service, there's no hardware or equipment to worry about. Once you cancel, you're all set.

Can I pause instead of canceling my IdentityIQ service?

Unfortunately, IdentityIQ doesn't offer a way to pause your subscription. Your only options are to keep it active or cancel it completely. You'd have to sign up again later if you need the service.

Will I be charged if I cancel mid-billing cycle?

You won't get another charge, but you won't get any money back either. You've already paid for the full month or year, so your service just runs out at the end of that period.

How to Cancel Your IdentityIQ Subscription (2025)

IdentityIQ, founded in 2009, offers credit monitoring and identity theft protection services. Maybe you signed up after a data breach scare or just wanted peace of mind, but now the monthly bill feels like a bit much. With plans ranging from $6.99 to $29.99, you can save up to $359 a year by canceling a service you might not be using. This guide covers how to cancel on your desktop or mobile browser. Honestly, with all the talk about digital privacy lately, it feels like you need a subscription for everything, but sometimes you just have to cut back. Let's get this done so you can stop worrying about another automatic renewal.

Last Edited on 21 Nov, 2025

David Jon-Goldstein, Senior Finance and Business Writer

8 min read

Frequently Asked Questions about IdentityIQ

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David Jon-Goldstein

Senior Finance and Business Writer

David Jon-Goldstein leads on all topics finance and business content at Pine AI. Previously a Senior Finance Analyst, with over 15 years of experience in finance, and as a former CFA Charterholder, David specializes in breaking down complex investment vehicles, corporate spending, and SaaS financial models. His analysis, featured in leading finance papers, he has helped individuals and businesses navigate financial agreements and optimize their spending for maximum growth.

David Jon-Goldstein

Senior Finance and Business Writer

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