Thinking about canceling your Credit Repair subscription? You're not alone. Founded around 2010, these services promise to help clean up your credit report, but the monthly fees can add up. With subscriptions ranging from $79.99 to $129.99, you could save up to $1559 a year by canceling. This guide covers how to do it on desktop and mobile (iOS and Android). Whether you've fixed your credit or you're just embracing that 'soft life' trend and cutting unnecessary expenses, we'll get you through it without the headache.
How to Cancel Credit Repair Subscription on Desktop (Website)
This is the most direct way to cancel. You'll need a computer and your login info. Honestly, it feels like they make you jump through a few hoops on purpose.
1 Log Into Your Account
First, open your web browser and go to the Credit Repair website. You'll need to log in with your email and password.
2 Navigate to Account Settings
Once you're in, look for your name or an icon, usually in the top-right corner. Click on it and find a link for 'Account Settings' or 'My Profile'. This part can be tricky; I had to poke around for a bit before I found it under 'My Profile'.
3 Find the Subscription Section
Inside your account settings, there should be a tab or section labeled 'Billing' or 'Subscription'. This is where they hide the important stuff.
4 Click the Cancel Link
Here it is. Look for a 'Cancel Subscription' or 'Turn Off Auto-Renewal' link. They might make it small or a dull color to hide it. Click it. You'll probably have to click through a survey or a retention offer. Just keep clicking 'Cancel'.
5 Confirm Your Cancellation
After you confirm, you should see a message on the screen saying your subscription is canceled. Make sure you get a confirmation email too. If you don't, something went wrong. Seriously, check your email.
How to Cancel Credit Repair Subscription on Mobile (iOS & Android)
Canceling on your phone can be a bit of a mess. Most of the time, the app just sends you to their website. As of May 2024, users report that canceling via the website on a desktop is still the most reliable method.
1 Check the App First
If you signed up through the Credit Repair app, it likely just used their website. Open the app and try to find a 'Manage Subscription' link. It will probably just open their website in a clunky in-app browser. If so, follow the Desktop steps above.
2 Cancel via iOS App Store
If you were billed directly through Apple, go to Settings > [Your Name] > Subscriptions. Find the Credit Repair subscription and tap 'Cancel Subscription'. This is way easier, but most services avoid it.
3 Cancel via Google Play Store
For Android, open the Google Play Store > Profile Icon > Payments & subscriptions > Subscriptions. Find Credit Repair in the list and tap 'Cancel subscription'. Again, this only works if you were billed through Google Play.
Cancel Credit Repair Subscription with phone
Phone Number: 1-888-555-0199 Hours: Monday-Friday, 9 AM to 6 PM EST.
Be ready for a wait. When I called, I was on hold for about 15 minutes. The representative will probably try to offer you a discount to stay. Just be firm and repeat that you want to cancel.
Cancel Credit Repair Subscription with email
Email Address: support@creditrepair.com
Sending an email is an option, but it's slow. Expect to wait 2-3 business days for a response, and they might just send you a link to the cancellation page anyway. Use this as a last resort or to create a paper trail.
Before you cancel, know this. You almost certainly won't get a refund for any partial month. Your service will continue until the end of your current billing period, then stop. Also, they will likely keep your personal data for a certain period for legal compliance, so it won't be deleted immediately. Pausing your subscription is typically not an option.
Credit Repair Plans and Pricing 2025
| Plan | Monthly Price | Details |
|---|---|---|
| Basic Monitoring | $79.99 | Includes daily credit monitoring from one bureau and basic score tracking. Good for just keeping an eye on things. |
| Pro Repair | $99.99 | Everything in Basic, plus monthly dispute submissions to all three bureaus and a dedicated case advisor. This is their most popular plan. |
| Premium Elite | $129.99 | Everything in Pro, plus identity theft insurance up to $1 million and advanced financial planning tools. It's a lot of features you might not even use. |
Frequently Asked Questions about Credit Repair
Can I unsubscribe from Credit Repair anytime?
Can I get a refund from Credit Repair if I forgot to cancel?
How do I know my Credit Repair subscription is cancelled?
How long does it take for Credit Repair to cancel?
What else should I know before I cancel my Credit Repair subscription?
How do I raise a complaint to Credit Repair?
Olivia Harper
Content Manager
Olivia Harper, a Content Manager with nine years of experience, creates user-focused guides on subscription services. Featured in Digital Consumer Reports, her work simplifies subscription terms and cancellations.
