So, you're looking to cancel Authorize.net. Founded way back in 1996, it's one of the original payment gateways for businesses to accept credit cards online. Maybe your side hustle, born from a viral TikTok trend, has outgrown its initial setup, or you're just switching to a payment processor with fewer hoops to jump through. With plans starting at $25 a month, you can save at least $300 a year by making sure your cancellation is done right. This guide covers how to cancel from your desktop, which is the only practical way to do it.
Before You Cancel: What You Should Know
- Export Your Data: Before you close your account, download all your transaction reports and customer data. Once the account is closed, you will lose access to this information permanently. This is a critical step.
- No Prorated Refunds: Authorize.net typically does not offer refunds for any remaining days in your billing cycle. You'll pay for the entire month, even if you cancel on the first day.
- Inform Your Customers: If you have recurring billing set up, make sure you have a new payment processor in place and have updated your customers' billing information to avoid service interruptions for them.
Subscription Plans and Pricing (2025)
| Plan | Monthly Fee | Per Transaction Fee | Details |
|---|---|---|---|
| All-in-One | $25 | 2.9% + 30¢ | Includes a merchant account and the payment gateway. Best for new businesses. |
| Payment Gateway Only | $25 | 10¢ per transaction + 10¢ daily batch fee | For businesses that already have a merchant account from another provider. |



