Lexington Law, established in 2004, provides credit repair services on iOS, Android, and desktop ranging from $59.95 to $139.95 monthly. With the "loud budgeting" trend taking over TikTok, cutting this expense is a no-brainer. You could save up to $1,679 annually by cancelling. Visit Lexington Law to check your status. However, the Better Business Bureau logs thousands of complaints in the last 3 years, citing "difficult cancellation" and "zombie charges." It is giving Better Call Saul drama without the charm. If the recent bankruptcy news has you worried, here is how to cancel.
How to Cancel Lexington Law on iPhone (iOS)
If you subscribed via the App Store, this is easy. If you signed up on their website, these steps might just lead you to a phone number.
How to Cancel Lexington Law on Android
Android users who paid via Google Play can cancel here. Everyone else needs to prepare for a phone call.
How to Cancel Lexington Law on Desktop
The desktop site is often just a gateway to their phone support. Don't be surprised if you can't find a simple 'cancel' button.
Cancel Lexington Law by Phone
This is the most reliable method, unfortunately. You have to talk to a human.
- Phone Number: 1-800-660-3481 (or check your billing statement for a specific line)
- Hours: Monday to Friday, 6:00 am – 10:00 pm MST; Saturday, 7:00 am – 11:00 pm MST
The Call Flow:
- Dial the number and navigate the automated menu to "Billing" or "Cancellation."
- Prepare for a hold time. It varies.
- When you get a rep, say clearly: "I want to cancel my subscription effective immediately."
- Decline the offers. They will try to lower your rate or pause the account. Just say no.
- Ask for a confirmation email while you are still on the line.
What is Lexington Law Cancellation Policy
Lexington Law generally operates on a month-to-month basis. According to their terms, you can cancel at any time, but you usually have to pay for the work already performed in the current billing cycle. This is where it gets tricky. Many users on Trustpilot complain about being billed one last time after they thought they cancelled. They call it a "final service fee." Basically, do not expect a pro-rated refund. If you cancel 5 days after your billing date, you might still be on the hook for the full month. It is frustrating, but that is how they structure the contract.
Before You Cancel Lexington Law: What You Should Know
- No Refunds: They rarely offer refunds for past months, even if you didn't use the service.
- Data Retention: Your credit data stays in their system for a while. You can request deletion, but it is a separate process.
- Timing Matters: Cancel at least 5 business days before your next billing date to avoid that "final month" charge.
- Credit Score Impact: Cancelling the service itself doesn't hurt your score, but the disputes they were handling might stop.
Having Trouble Cancelling Your Lexington Law Subscription?
If you are hitting a wall, try these tips:
- Check Third-Party Billing: Did you sign up through a partner site? You might need to cancel there.
- Call Early: Call right when they open at 6:00 am MST. Wait times are shorter.
- Send a Letter: If phone support fails, send a certified letter requesting cancellation to their corporate address in North Salt Lake, Utah. It creates a paper trail.
- Block Payments: As a last resort, contact your bank to stop payment if they keep charging you after you cancelled.
Subscription Plans and Pricing (2025)
| Plan Name |
Monthly Cost |
Key Features |
| Concord Standard |
~$59.95 - $99.95 |
Basic bureau challenges, creditor interventions. |
| Concord Premier |
~$119.95 |
Adds inquiry assist, score analysis, and TransUnion alerts. |
| PremierPlus |
~$139.95 |
Includes FICO Score Tracker, identity protection, and personal finance tools. |
Note: Prices vary by state and promotion. Check your specific billing statement.
How Pine AI Can Help You Cancel Your Lexington Law Subscription
