So, you're looking to cancel Authorize.net. Founded way back in 1996, it's one of the original payment gateways for businesses to accept credit cards online. Maybe your side hustle, born from a viral TikTok trend, has outgrown its initial setup, or you're just switching to a payment processor with fewer hoops to jump through. With plans starting at $25 a month, you can save at least $300 a year by making sure your cancellation is done right. This guide covers how to cancel from your desktop, which is the only practical way to do it.
Before You Cancel: What You Should Know
- Export Your Data: Before you close your account, download all your transaction reports and customer data. Once the account is closed, you will lose access to this information permanently. This is a critical step.
- No Prorated Refunds: Authorize.net typically does not offer refunds for any remaining days in your billing cycle. You'll pay for the entire month, even if you cancel on the first day.
- Inform Your Customers: If you have recurring billing set up, make sure you have a new payment processor in place and have updated your customers' billing information to avoid service interruptions for them.
Subscription Plans and Pricing (2025)
Plan | Monthly Fee | Per Transaction Fee | Details |
---|---|---|---|
All-in-One | $25 | 2.9% + 30¢ | Includes a merchant account and the payment gateway. Best for new businesses. |
Payment Gateway Only | $25 | 10¢ per transaction + 10¢ daily batch fee | For businesses that already have a merchant account from another provider. |
Frequently Asked Questions about Authorize.net
David Jon-Goldstein
Senior Finance and Business Writer
David Jon-Goldstein leads on all topics finance and business content at Pine AI. Previously a Senior Finance Analyst, with over 15 years of experience in finance, and as a former CFA Charterholder, David specializes in breaking down complex investment vehicles, corporate spending, and SaaS financial models. His analysis, featured in leading finance papers, he has helped individuals and businesses navigate financial agreements and optimize their spending for maximum growth.