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Authorize.net

How to Cancel Your Authorize.net Subscription (2025)

Authorize.net has been handling payments since 1996, but paying $25 monthly for a gateway you don't use is burning cash. You could save up to $300 a year by cancelling. It works on desktop and mobile, though the interface feels dated. Visit Authorize.net. Like the kitchen chaos in The Bear, managing overhead is stressful without zombie subscriptions eating your margins. Trustpilot data highlights a rough 1.4-star rating, with users frequently flagging "poor customer service" and "incorrect billing amount" as major issues. With recent inflation squeezing small businesses, cutting unnecessary SaaS bloat is trending hard. If you signed up through a reseller, the "Close Account" button might be missing, which is a common complaint.

Last Edited on 03 Dec, 2025
David Jon-Goldstein, Senior Finance and Business Writer
6 min read

How to Cancel Authorize.net on Desktop

This is the most reliable method. The desktop interface gives you the full view of your settings that mobile browsers sometimes hide.

1 Log in to the Merchant Interface

Head to the Authorize.net login page on your computer. Enter your username and password. If you have forgotten your password, reset it now because you will need full access to close the account.

2 Navigate to Account Settings

Once you are in, look for the Account tab in the main top navigation bar. Click it. This is where all the billing settings hide.

3 Select Billing Information

On the left-side menu, find and click on Billing Information. This page shows your current payment methods and status.

4 Click Close Account

Look for the Close Account button. It is usually located at the top or bottom of the billing details. If you do not see this button, you likely have a reseller account (see the troubleshooting section below).

5 Confirm Cancellation

A pop-up or new page will ask you to confirm. You might need to enter a reason. Click Yes or Confirm to finalize it. Save the confirmation number they give you.

How to Cancel Authorize.net on iPhone (iOS)

Since the iOS app is limited, you will need to use Safari to access the Merchant Interface.

1 Open Safari

The Authorize.net mobile app is mostly for checking transactions, not administrative tasks. Open Safari and go to the Authorize.net website.

2 Request Desktop Site

Tap the aA icon in the address bar and select Request Desktop Website. The mobile site can be glitchy for admin tasks, so forcing the desktop view helps.

3 Log In and Go to Account

Log in with your credentials. Pinch and zoom if you need to, then tap on the Account tab at the top.

4 Find Billing Information

On the left menu, tap Billing Information. It might be small, so tap carefully.

5 Tap Close Account

Locate the Close Account button and tap it. Follow the prompts to confirm. Take a screenshot of the final confirmation screen just in case.

How to Cancel Authorize.net on Android

Android users should stick to the Chrome browser in desktop mode to avoid navigation headaches.

1 Open Chrome

Launch Chrome on your Android device. The dedicated app likely won't let you cancel, so the browser is your best bet.

2 Switch to Desktop Site

Tap the three dots in the top right corner and check the box for Desktop site. This ensures all buttons actually load.

3 Log In

Enter your username and password to access the Merchant Interface.

4 Go to Account Settings

Tap on the Account tab in the main header.

5 Cancel via Billing Info

Select Billing Information from the side menu, then tap Close Account. Confirm your choice and wait for the success message.

Cancel Authorize.net by Phone

If the online buttons are missing or the site is timing out, you can call them. This is often faster if you are stuck in a reseller loop.

  • Phone Number: 1-877-447-3938
  • Hours: Support is generally available 24/7, but billing departments might keep standard business hours (Mon-Fri, roughly 6 AM to 5 PM Pacific).
  • What to say: Tell them clearly, "I want to close my account immediately." Have your Gateway ID ready.

Cancel by Email or Live Chat

Live Chat: Log in to the Merchant Interface and look for the Live Chat button at the top. It is hit or miss, but sometimes an agent can process the cancellation for you.

Email: You can try submitting a support ticket via the Contact Us page, but this is slow. We do not recommend it if your billing date is tomorrow.

What is Authorize.net Cancellation Policy

Authorize.net operates on a month-to-month basis for most direct accounts. If you cancel, your account is usually closed immediately or at the end of the current billing day.

The Catch: They generally do not offer pro-rated refunds. If you just paid your $25 monthly fee yesterday and cancel today, that money is gone. Users on Trustpilot frequently complain about this "no refund" stance. Also, if you have a contract through a reseller (like your bank), Authorize.net cannot cancel it for you; you are bound by the reseller's specific contract terms, which might include early termination fees.

Before You Cancel Authorize.net: What You Should Know

  • Download Your Data: Once you close the account, you lose access to transaction history. Export your reports to Excel or PDF first.
  • Check for Resellers: Look at your bank statement. If the charge doesn't say "Authorize.net" directly, you are likely paying a third party (MSP). Cancelling the gateway might not stop the MSP from billing you.
  • Switching Providers: Ensure your new payment gateway is active before cutting this one off to avoid downtime for your customers.

Having Trouble Cancelling Your Authorize.net Subscription?

If you followed the steps but hit a wall, check these common issues:

  • Missing "Close Account" Button: This is the #1 complaint. It means you are a Reseller Merchant. You did not buy directly from Authorize.net. You must contact your Merchant Service Provider (MSP) or bank (e.g., Wells Fargo, Chase, Merchant One) to cancel. Authorize.net support cannot help you here.
  • Forgot Secret Answer: You might need your Secret Answer to verify the closure. If you forgot it, you will have to call support to reset it.
  • Browser Issues: If the page hangs when you click confirm, try clearing your cache or using Incognito mode. The interface is old and gets buggy.

Subscription Plans and Pricing (2025)

Plan Name Monthly Fee Per Transaction Details
Payment Gateway Only $25.00 10¢ For merchants who already have a merchant account. Includes fraud protection.
All-in-One Option $25.00 2.9% + 30¢ Includes both the merchant account and the gateway. Good for startups.
Enterprise Custom Custom For high volume (over $500k/yr). Requires sales contact.

How Pine AI Can Help You Cancel Your Authorize.net Subscription

Cancelling business software is notoriously difficult in 2025, with companies adding friction just to keep your credit card on file for one more month. Pine AI cuts through the red tape.

  • Step 1: Let's get started to cancel Authorize.net Simply tell us you want to cancel Authorize.net. We will ask for a few basic account details to locate your subscription.

  • Step 2: Pine gets to work We navigate the confusing Merchant Interface, wait on hold with support if necessary, and handle the awkward "why are you leaving?" conversations. We don't just suggest it; we finish it.

  • Step 3: You're free from Authorize.net The $25 monthly bleed stops. You get a confirmed result without wasting your lunch break on hold. No retention offers, just done.

Frequently Asked Questions about Authorize.net

Can I unsubscribe from Authorize.net anytime?
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Can I get a refund from Authorize.net if I forgot to cancel?
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How do I know my Authorize.net subscription is cancelled?
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How long does it take for Authorize.net to cancel?
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What else should I know before I cancel my Authorize.net subscription?
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How do I raise a complaint to Authorize.net?
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How does Pine AI work with Authorize.net to cancel my subscription?
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David Jon-Goldstein

David Jon-Goldstein

Senior Finance and Business Writer

David Jon-Goldstein leads on all topics finance and business content at Pine AI. Previously a Senior Finance Analyst, with over 15 years of experience in finance, and as a former CFA Charterholder, David specializes in breaking down complex investment vehicles, corporate spending, and SaaS financial models. His analysis, featured in leading finance papers, he has helped individuals and businesses navigate financial agreements and optimize their spending for maximum growth.

More Authorize.net Resources

Need help with other Authorize.net services? Check out these helpful guides:

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