Complain About Score Sense - learn how to file a complaint

Over 1,000 complaints filed with the Better Business Bureau in the last three years. That’s the reality for Score Sense. And it’s not just a number, their BBB customer review score is a shocking 1.09 out of 5 stars. It seems like everyone is getting tangled in the same web of issues. The most common problems people report are about billing, especially unauthorized charges after they’ve tried to cancel, and getting any real help from customer service. It’s incredibly frustrating when a service meant to give you peace of mind about your credit ends up causing more stress. If you're at your wit's end, you are definitely not alone in this.

Official site: Visit Score Sense

Published on 24 Jul, 2025
Olivia Harper, Content Manager
8 min read

Best ways to complain to Score Sense

Trying to get in touch with Score Sense can feel like a job in itself. Here are the main ways to contact them, and what you can realistically expect from each method.

Contact Method Details & Availability Why use this instead...
Phone 1-800-975-6565
Mon-Fri: 8am-8pm CST
Sat: 8am-5pm CST
Sun: 12pm-6pm CST
Best for urgent issues like fraud or incorrect billing. You can speak to a person, but prepare for a wait.
Email customercare@scoresense.com Good for creating a paper trail of your complaint. Use this to document your issue, but don't expect a fast response.

⏱️ Estimated Response Times from Score Sense After Complaining

Honestly, getting a quick response feels like winning the lottery. But if you must try, here are the typical wait times.

Method Expected Wait Time
Phone 10-45 minutes (plus time on hold)
Email 2-5 business days
Chat Not Available
App Not Available

🔍 Tips to Get a Quicker Response from a Complaint

  • Call them the minute they open or during midday on a Tuesday or Wednesday to avoid the longest queues.
  • Have your account number, the date of the issue, and any relevant billing statements ready before you call.
  • State your problem and what you want (a refund, cancellation confirmation) clearly in the first 30 seconds.

How to Escalate Your Complaint

If Score Sense is ignoring you or won't resolve your problem, it's time to go over their head. Don't just give up.

Better Business Bureau (BBB)

The BBB is a good first step. They will forward your complaint to a corporate contact at Score Sense, who is then expected to respond. Many users report that this is the only way they finally got a reply. The process can take a few weeks, but it creates public pressure.

Consumer Financial Protection Bureau (CFPB)

This is a U.S. government agency, and they take complaints about financial products very seriously. Filing a complaint with the CFPB often gets a faster and more formal response from companies because they are legally required to address it. You must describe your issue and the resolution you're seeking. The CFPB process is pretty straightforward, but don't expect an overnight fix. It's your strongest tool for billing disputes.

Email Template to Complain to Score Sense

Here is a template you can copy and paste. It's polite but firm, and shows you mean business.

Subject: Formal Complaint: Unresolved Billing Issue on Account [[Your Account #]]

To Whom It May Concern,

I am writing again to resolve an issue with an incorrect charge on my account, [[Your Account #]]. This is my third attempt to get this fixed, as my previous calls on [[Date]] and [[Date]] did not lead to a resolution.

On [[Date of Charge]], my account was charged [[$Amount]] despite my having cancelled my subscription on [[Date of Cancellation]]. Frankly, having to spend my time tracking this down and repeatedly contacting your support team has been incredibly frustrating.

To resolve this, I require you to issue a full refund of [[$Amount]] for the unauthorized charge. I also need written confirmation sent to this email address that my account has been permanently closed and no further charges will be made.

Please be aware that if this is not resolved within 5 business days, my next step will be to file formal complaints with the Better Business Bureau (BBB) and the Consumer Financial Protection Bureau (CFPB).

Thank you for your prompt attention to this matter.

[[Your Name]]

Additional Helpful Tips to get Your Complaint Resolved

Here are a few extra tips that can make a difference.

  • Ask for a Supervisor Immediately: If the first-level support agent is giving you the runaround, politely but firmly ask to speak with a manager or supervisor. Don't waste time re-explaining your issue to someone who can't help.
  • Get a Reference Number: For every single call, ask for a ticket or reference number. This creates a record and proves you contacted them.
  • Mention the Magic Words: One user on a forum said they got an instant refund when they calmly stated, "I am documenting this call for my complaint with the CFPB." It seems to get their attention quickly.

Let Pine AI Help Raise the Complaint to Score Sense

Tired of navigating phone menus just to be told your request can't be processed? Or sending emails into a black hole? Sound familiar? It’s exhausting, and honestly, you have better things to do. Pine AI can take over the entire complaint process for you. We handle the persistent follow-ups, the tedious phone calls, and the formal letters needed to get Score Sense to listen. No more hold music or canned email responses. Seriously. Let us deal with the headache so you can get on with your life.

Frequently Asked Questions about Score Sense Complaint Filing

What if Score Sense doesn't reply?
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Can I escalate my complaint legally?
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Are there lots of people leaving Score Sense?
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Is this the right phone number to contact Score Sense?
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What's the easiest way to cancel a subscription with Score Sense?
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Other ways that I can contact the Score Sense?
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Why am I still being charged after I cancelled?
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Olivia Harper

Olivia Harper

Content Manager

Olivia Harper, a Content Manager with nine years of experience, creates user-focused guides on subscription services. Featured in Digital Consumer Reports, her work simplifies subscription terms and cancellations.

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