Digit, launched in 2013 and now Oportun, automates savings but charges you for it. With "loud budgeting" trending on TikTok, paying $5 to $9.99 monthly just to save money feels wrong. You can save up to $120 annually by cancelling. Available on iOS, Android, and desktop. Visit Oportun. Trustpilot reviews highlight frustrations like "poor customer service" and "technical glitches" preventing withdrawals. The Better Business Bureau records over 1,000 complaints in the last 3 years, often regarding billing disputes. If you are done with the fees, here is the fix.
How to Cancel Digit (Oportun) on iPhone (iOS)
If you subscribed via the App Store, Apple handles the billing. Here is how to stop it.
How to Cancel Digit (Oportun) on Android
Android users billed through Google Play can cancel in seconds. Just follow these steps.
How to Cancel Digit (Oportun) via App or Desktop
If you linked your bank directly and did not use an App Store, you must cancel through their system. Warning: You usually need a $0.00 balance first.
Before You Cancel Digit: What You Should Know
Withdraw Your Funds First
Seriously, do not skip this. If you have even one cent in your Digit/Oportun savings bucket, the system might throw an error when you try to close the account. Transfer everything back to your main checking account and wait for it to clear (1-3 business days).
You Will Lose Access to History
Once you close the account, your transaction history and savings goals vanish. If you need records for taxes or budgeting, screenshot them now.
No Prorated Refunds
They generally do not refund the current month's fee. You lose access immediately upon closing the account in most cases.
Having Trouble Cancelling Your Digit Subscription?
This usually happens because you still have funds in your Digit account. You must withdraw every penny. If a transfer is pending, you have to wait for it to settle before you can cancel.
I Deleted the App but Still Got Charged
Deleting the app does not cancel the service. You are still being billed. You need to reinstall it or log in via a desktop browser to properly close the account.
Support is Unresponsive
Users on Reddit report long wait times. If the app is glitching, try emailing help@digit.co or support@oportun.com. Be persistent.
Subscription Plans and Pricing (2025)
| Plan Name |
Monthly Cost |
Features |
| Standard Plan |
$5.00 |
Automated savings, overdraft prevention, withdrawal access |
| Oportun Membership |
$9.99 |
Includes savings features plus credit building tools |
Note: Legacy Digit users are typically on the $5.00 tier, while newer Oportun sign-ups may see higher bundled pricing.
How Pine AI Can Help You Cancel Your Digit Subscription
