What Are Your Rights? DOT Rules and Etihad Policy
This is not a favor Etihad is doing you. It is a legal obligation.
For domestic US flights, the Department of Transportation sets a liability cap. As of 2026, that cap is $3,800 per passenger for lost, damaged, or delayed baggage. That is the ceiling on what you can recover for proven losses, not a flat payout they hand over automatically. You still need to document what was in the bag and what it was worth.
For international flights, the Montreal Convention applies. The limit sits at roughly $1,700, calculated using Special Drawing Rights (SDRs), which fluctuate with currency exchange rates. Most Etihad routes to and from the US fall under this treaty.
On top of those caps, Etihad is required to reimburse reasonable out-of-pocket expenses while your bag is delayed. That means toiletries, a change of clothes, a phone charger if you needed one for work. Keep every receipt. "Reasonable" is the operative word, so a $400 jacket probably will not fly, but $60 in basics usually will.
For the full DOT breakdown, visit transportation.gov. For Etihad's own policy, check their baggage help page.
How Much Compensation Can You Get from Etihad?
The short version: it depends on your route and what you can prove.
| Trip Type |
Governing Rule |
What It Covers |
| US Domestic |
DOT liability cap (up to $3,800 per passenger) |
Lost, damaged, and delayed bags up to the cap |
| International (most routes) |
Montreal Convention (SDR-based, approx. $1,700) |
Loss, damage, and delay up to the treaty cap |
One thing worth knowing: the cap is per passenger, not per bag. If you checked three bags and all three were lost, you still hit the same ceiling. Etihad can choose to pay more than the cap, but they are not required to. In practice, most payouts land well below the maximum unless you have solid documentation of high-value items.
How to File a Baggage Claim with Etihad: Step by Step
This part comes after the airport. You have your PIR, your file reference number, and your receipts. Now you are going after the actual reimbursement. This process typically opens 24 hours after filing and must be completed within 21 days for delayed bags. It is not just about reporting the issue. It is about getting paid.