AI Assistant That Get Things Done
logo
pine
Try for free
nav-show-menu
icon-back

How to Cancel a Gym Membership Without Getting Trapped

Step-by-step guide to canceling Planet Fitness, LA Fitness, 24 Hour Fitness, and other gym memberships.

Last edited on May 19, 2026
4 min read

Gym memberships are notoriously difficult to cancel. Between contracts, cancellation fees, in-person requirements, and certified mail demands, gyms use every trick to keep billing you. Here's how to cancel the most popular gyms — and what to do when they make it hard.

How to Cancel Major Gym Memberships

Planet Fitness

  • In person: Visit your home club and fill out a cancellation form
  • By mail: Send a certified letter to your home club's address
  • NOT available: Phone or online cancellation
  • Notice: Must cancel before the 10th of the month to avoid next month's charge
  • Annual fee warning: Planet Fitness charges a $39-49 annual fee. Time your cancellation to avoid it.

LA Fitness

  • In person: Visit any LA Fitness location with a written cancellation request
  • By mail: Send certified letter to: P.O. Box 54170, Irvine, CA 92619-4170
  • NOT available: Phone or online
  • Notice: Requires 5 business days before next billing date

24 Hour Fitness

  • Phone: Call 1-800-432-6348
  • In person: Visit your home club
  • Online: Some members can cancel at 24hourfitness.com
  • Notice: 30 days before next billing date

Anytime Fitness

  • In person only: Each club is independently owned — cancel at your home club
  • Notice: Usually 30 days; check your contract
  • Tip: Get written confirmation from the club manager

Equinox

  • In person: Visit your home club
  • By email: Contact your club directly
  • Notice: 45 days before next billing date (one of the longest in the industry)
  • Cancellation fee: May apply if within the initial commitment period

YMCA

  • In person or by phone: Contact your local branch
  • Online: Some locations offer online cancellation
  • Notice: Usually 30 days; varies by location

What If the Gym Won't Let You Cancel?

Step 1: Send a Certified Letter

Even if you've called or visited, send a cancellation request via USPS Certified Mail with Return Receipt. This creates a legal record of your cancellation request.

Step 2: Block the Charges

If the gym continues billing after you've canceled:

  1. Contact your bank or credit card company
  2. Request a merchant block on the gym
  3. Dispute any charges that occurred after your cancellation date
  4. Provide your certified mail receipt as evidence

Step 3: File Complaints

  • State attorney general: Consumer protection division
  • BBB: Creates a public record
  • FTC: For deceptive business practices

Know Your Rights

  • FTC rules: Gyms must honor legitimate cancellation requests
  • State laws: Many states have specific gym membership cancellation protections
  • Contract clauses: Read the cancellation section of your contract — it specifies the required process
  • Medical cancellation: Most gyms allow cancellation with a doctor's note for medical reasons, even within a contract
  • Relocation: If you move more than 25 miles from the nearest location, most contracts allow cancellation

Quick Checklist

  • [ ] Check your gym's specific cancellation requirements
  • [ ] Send cancellation via certified mail regardless of other methods
  • [ ] Time your cancellation to avoid annual fees
  • [ ] Get written confirmation from the gym
  • [ ] Monitor your bank statements for 2-3 months after canceling
  • [ ] Block the merchant if charges continue
  • [ ] Dispute unauthorized charges with your bank

Bottom Line

The single most important step in canceling a gym membership is sending a certified letter — it creates undeniable proof of your cancellation. Most gyms that make cancellation difficult will comply once you have a paper trail. If they don't, a merchant block through your bank stops the billing immediately.

Sources

  • FTC consumer protection guidelines for subscription services
  • State-specific gym membership cancellation laws

Keep Reading